In this situation I think it would be a-ok to have said "Ma'am, I'm a police officer so I feel I should let you know that there's been a lot of purse snatchings from carts and all, so you might want to pay attention to your cart just to be safe."
I don't usually give advice to random people and I'm highly annoyed when people feel compelled to help me out when I don't want or need their advice.
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I got in a fight one time with a really big guy, and he said, "I'm going to mop the floor with your face." I said, "You'll be sorry." He said, "Oh, yeah? Why?" I said, "Well, you won't be able to get into the corners very well."
Emo Philips
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