FOB Japan, means the price and insurance is covered until the car passes over the railing of the vessel upon which it will travel to you. And I mean over the railing, if the gangplank breaks, and the car hangs on the railing before falling, they cover it if it falls off the boat, but not if it falls onto the deck... So basically, you have to pay for the actual cost of freight, unloading, clearing, etc., when it reaches the final destination.
And FOB does not apply to the end destination, JinnKai, if its paid for and covered up to the port nearest you, it would be CIF "Cost Insurance and Freight" - look up INCO Terms on google.
http://www.iccwbo.org/incoterms/preambles.asp
- oh, I work for a company that sells cars globally...