Your keyboard can't send you to the ICU. Your motorcycle can, and probably will. Weigh how much you want the motorcycle against any and all possible injury (including death) that you might/will sustain while riding it. Then think about what those injuries will put your wife and your family through emotionally and monetarily.
Then go buy the keyboard. Debt is a bad thing.
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Sage knows our mythic history, King Arthur's and Sir Caradoc's
She answers hard acrostics, has a pretty taste for paradox
She quotes in elegiacs all the crimes of Heliogabalus
In conics she can floor peculiarities parabolous -C'hi
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