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My personal opinion is that she should end up with a ring she *wants* to wear all the time - not because of what it symbolises but what it looks like. My first wife ended up with an rose gold ring with an aquamarine stone because "she liked it and it fit our budget at the time". My current wife has a platinum ring with 6 tiny diamonds that are sunk into the ring - we also got our wedding rings from the same jeweller - so her wedding ring and engagement ring match - though the wedding rings are rose gold (yellow gold looks a bit cacky on both our hands).
So I say buy something you like, and get the jeweller to give you a valuation, especially for insurance purposes...
Finding a jeweller whose work you like is half the battle - you can save money if you get the stones separately, but you kinda have to know what you are looking at or trust the guy selling it to you.
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who hid my keyboard's PANIC button?
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