Tilted Forum Project Discussion Community - View Single Post - Insurers Want Your Vehicles Black-Box Data

maleficent · 04-12-2005, 06:31 AM

Living in a state that has the damn near the highest insurance rates in the country, I'm all for doing anything that would lower said rates...

I haven't owner a car in more than 10 years, when I did, it was a piece of shit, Chevette, that was used to get me to and fro the train station, and that was pretty much it... For this rust bucket, which I had no theft and no collission on - I paid over 3000 dollars a year to insure - -or rather me in it.. Why were my rates so high? I was a good driver, I had no speeding tickets, I had two accidents in the course of three weeks -- the first, some buffoon ran a red light and right into my car -- nailed the back end of it - nothing I could do to stop it. The second -- I was stopped at a red light during a snow storm - the bozo who hit me -- slammed on his brakes and skidded into me..

I was a bad risk, in the wrong place at the wrong time... A black box would show that I was indeed a good driver and it was other people that sucked. No fault states need to go - -blame needs to be assigned in accidents.

04-12-2005, 06:31 AM	#2 (permalink)
maleficent Junkie Moderator Emeritus Location: Chicago	Living in a state that has the damn near the highest insurance rates in the country, I'm all for doing anything that would lower said rates... I haven't owner a car in more than 10 years, when I did, it was a piece of shit, Chevette, that was used to get me to and fro the train station, and that was pretty much it... For this rust bucket, which I had no theft and no collission on - I paid over 3000 dollars a year to insure - -or rather me in it.. Why were my rates so high? I was a good driver, I had no speeding tickets, I had two accidents in the course of three weeks -- the first, some buffoon ran a red light and right into my car -- nailed the back end of it - nothing I could do to stop it. The second -- I was stopped at a red light during a snow storm - the bozo who hit me -- slammed on his brakes and skidded into me.. I was a bad risk, in the wrong place at the wrong time... A black box would show that I was indeed a good driver and it was other people that sucked. No fault states need to go - -blame needs to be assigned in accidents. __________________ Free your heart from hatred. Free your mind from worries. Live simply. Give more. Expect less.