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I've been with my girlfriend for 8 years (since I was 18), we've had a joint bank account for about 7/7.5 years, we don't have any seperate individual bank accounts but we both have our own credit cards but the credit card bills get paid out of the joint account.
All of the household bills and mortgage come out of the joint account, we both understand that if we go out and blow 1K on something then we both have to do without, that makes you think, is it fair for my SO to do without because I want a new computer etc.
I handle all the financial stuff, we both used to earn about the same but she's just started her own business, I've been earning more but it's started to even out now the business has taken off.
We never ever ever fight about money, I'd give her my last penny and more without consideration, life is too short to argue about money.
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