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I used to live on the "flip-side" of the above mentioned. When I was married, I started in the military, and my wife had a part time job (I offered to pay for college - she refused). Even though we had a joint account, I let her keep her money to spend as she wished and I covered the bills. Everything worked fine as long as I was around.
Then I had to spend time in the field. She found a skirt "on sale", then had to buy the matching blouse, shoes, and top; along w/other things. I was away for 3 weeks, and she didn't make the rent, or other payments I asked her to do! Her sister came to visit, and the necessary payments got kicked to the curb! Had to straighten that up.
I was stationed overseas for a year. Just bought her a car. Agreed to put most of my income into savings to buy a military-discount car, since she wanted to move back w/her parents(no bills, but she had money, even if she chose not to work - she did). Ten months into it, I asked how the savings were doing. Her response - "What savings?". Thousands of dollars pissed away on "this was on sale, but it went w/this[not on sale]".
Now - w/my SO, we keep separate accounts and split the bills.
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