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It is inherent that you, as the parent, instill responsibility into your children. You shape them and mold them (so to speak) for how they will face the world. You don't want them to be useless, incompetent shrills all of their life. If nothing else, you can always tell them "What doesn't kill you makes you stronger". They may bitch now, but they'll appreciate it later.
Can't speak on allowances. I didn't have any of my own money until I got a job at 15.
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