Only YOU know if you're ready to have sex or not. Some have sex out of pleasure, some out of love, and some out of both. If you just want to get it on, then by all means do so. If you want it to be a sacred moment, make sure she's worth sharing that moment with you.
VERY IMPORTANT: If you go through with it, act as if you do it all the time; not to impress her, but rather to stay calm throughout the session.
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