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I've just been shopping around for home and auto combinations. We have auto now with Progressive. Aquity was comperable in prices but we used to have them for car insurance, had a no fault accident, and the guy who came to check out the damages screwed us over. He lost his job in the end but the company lost us as a customer. As for service we were in an accident once where the other driver was at fault. He had State Farm insurance and they settled with us and gave us our money within a week. They didn't short us either. Very nice to deal with. Right now I think we'll be going with American Family. I've been given several very good reports from people who are or have been with them before. They've been very helpful getting things set up for our closing on the house. Their prices look the lowest for everything. I also discovered that once hubby's liscense is down to 2 points or below (which will only be 1 1/2 years) then we'll be on the family plan. Home owners and auto combined will be under $700 a year for a $50,000 (in our area) home. The home we're buying is 1300square feet and 4 bed, 1 bath, 2 car garage - newly remodeled. That's a great price in my book.
Up until now though we've gone with an insurance broker. We've been very pleased with the prices we've been given and if ever we have had trouble with any insurance company we just tell the broker our problem and they bug the insurance company for us. The prices have been comperable to what we'd get first hand from any one of the companies.
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma. 
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