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Banks will never EVER give you 0% financing but many car companies who want to move cars are doing that since they have financial divisions with plenty of $ and are willing to subsidize the purchase to move cars and make money on that.
Wife and I have excellent credit, but when we just purchased our new Acura TSX, Honda Finance terms were better than the best bank rate, way under 5% for 60mo.
Simple: shop around.
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