Use both a spermicide condom and take the pill and you are super protected.
And have you ever thought that maybe you are just not ready for sex? Have you ever been taught that sex is wrong or evil? That could be doing it. It took me awhile to get past this thing that always made me cry during sex. It was most likely because of my past, but after encouragement, it stopped. Just ask for your boyfriend's help and comfort, and keep trying. Communication REALLY helps. Talk about your fear with him. And always remember- sex is not a bad thing.
The pill is 99% effective. Add a spermicide condom which is 86% to 98% effective (the 86% is if your guy doesn't put it on absolutely correct), and you're pretty dang protected. ALSO, you may want to later invest in a 10 year IUD which is really effective.
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