There's also alleyways and elevators too but it's not all that comfortable...
Women have their own bank accounts and credit cards, and even, if you can imagine this, own property. Some of us aren't interested in men simply for money.
There is a thing called standards, even if it is for, what Erica Jong referred to in Fear of Flying, as the Zipless Fuck. And Averett's right, I don't want momma to be making me breakfast (been there, done that, standard for me is living alone - I don't care if it's a 5th floor walk up in the East Village -- I don't want to run into people in the hallway)
If there was a troll like female sitting at the end of the bar, offering you no strings attached sex... You'd say yes? Even very horny gentlemen have standards too....