After hours of google... this site has the book on claims and how they are to be rated.
EVERY veteran should read this.
http://www.access.gpo.gov/nara/cfr/w...38cfr4_03.html
After hours of reading and math I may get as high as 60%. I now know why the DR. asked the questions that he did.
My next question is: what benefits if any does a veteran receive based on percentage. Federal/State/Local. The search begins again....