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I'll sound like an ass, and that's OK. If you didn't realize that the insurance on the PT Cruiser was what it was BEFORE you bought the car, you screwed yourself over. That's something that should have been researched before you bought the car. To be honest, you don't really have any options, and you're at the dealerships' mercy.
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Generally speaking, if you were to get what you really deserve, you might be unpleasantly surprised.
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