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There are many positives in our system. Quote:
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the problem with injuries to undocumented workers is a big problem and employers should be incurring this cost through workers compensation, not to mention having a means for these workers to work legitimately. I know that is another topic. |
The positives are seen by 2%, ace (and everyone). For everyone else, including the 45m without any insurance, it's sub par or unattainable. That's unacceptable.
Let's say you live in Bakersfield, CA. It's boring as all hell there. There is nothing but suburbs and a highway. Let's also say that someone builds a ritzy 5 star hotel there. Indoor pools, expert massages, high end shopping, racquetball. Suddenly, the super rich are visiting to enjoy the 5 star hotel. Does that mean that Bakersfield is a fun place now? Of course not. I'd guess the average income in Bakersfield is under $25k a year. Those people living right around the corner from this hotel are SOL because they can't afford it. So while the hotel advertises that Bakersfield is the place to be, the reality is that for a vast majority of people in Bakersfield, the place is still the doldrums. Likewise, we have incredible services available for those who are well off, but for the vast majority the services are either poor, or they are unattainable. |
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{added} A tidbit of information: Quote:
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http://money.cnn.com/news/newsfeeds/...1-19231302.htm |
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And for getting the benefits of the health care, I disagree. In my own experience, I know that just because you have insurance does not mean you will get proper care, but this is also backed up in Sicko, when insurance companies promote cost cutting decisions that actually lead to deaths of people who are insured. The technology is there, for sure. The US is usually ahead in military and medical tech. That doesn't mean there's access, though, which is my point. Quote:
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So let's stop pretending that I'm going to be paying less until I actually pay less. Quote:
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Healthcare costs as a percent of GDP Australia: 9.5 Canada: 9.9 France: 10.1 UK: 8.0 USA: 15.2 Per capita expenditure on health (USD) Australia: $2,519 Canada: $2,669 France: $2,981 UK: $2,428 USA: $5,711 So let's stop pretending that you're going to be paying more in taxes for universal health care than is paid for the current system. Quote:
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I don't see how universal healthcare would reduce lawsuits. Our legal system is suit happy, and doctors are still going to get sued whether you pay for your own healthcare or force someone else to foot the bill.
Also, I resent being FORCED to carry healthcare. I am a strong proponent of personal responsibility, and while I wouldn't protest making healthcare available to everyone, I don't want it thrust upon me. |
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What makes you think that universal healthcare will reduce lawsuits?
I understand that other countries have less lawsuits, but I believe it's a function of their legal, not healthcare, systems. |
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I repeat, the constitution was created to PROTECT our rights against 'public policy'. why do you want to throw it away? Quote:
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Providing tax credits for working families is not unconstitutionalThese are among the thousands of public policy issues discussed and debated in Washington and around the country every day that have absolutely nothing to do with Constitutional rights. |
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Since you rolled out the tax charts. What's the overall rest of the taxes that are paid within the country? VERY High compared to us. US pays some of the lowest amount of taxes in comparison to other western countries with socialized medicine. I'm not pretending these are true facts that most other countries income taxes and taxes on goods and services are much higher than the US. Again, this is about TOTAL money out of my pocket. Not just for healthcare for for ALL expenses. |
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As long as the number of uninsured continues to rise (from just over 30 million in 1987 to nearly 47 million in 2006 - census), we will all continue to have more money taken out of our pockets directly or indirectly.
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If it's so universally needed, then why not include motorists? There are lots of uninsured motorists all over the nation. Everyone uses motorists in some capacity from deliveries to mail, buses to private drivers. According to the logic all the costs should go down right? No it's not right because it takes the CHOICE away from the individual. If I choose to not own or drive a car, I pay the least amount of taxes for the infrastructure of the roads and highways. I can opt out of the system at a basic level of choosing to not participate in it even though I can opt in for some use via busses, taxis, and private car hire. I still have a choice and I wish to retain this choice and other choices. The problem you all have is you want universal to mean everyone has to participate in paying for it even if as someone pointed out wanting to keep that $82 in their pocket as their own choice. Again, for the sicko thread I pointed out that because I didn't pay into health care even with my motorcycle accident where I was taken to a hospital and paid my own hospital bills. I still came out ahead as more money in my pocket since I didn't pay premiums for services I never used. Today I would never make that same choice again, but at that age, I didn't have asthma nor pancreatitis. So now I am still ahead of the game were my premiums and copays paid saved me more money that what I would have paid out of pocket over the years of me paying into the insurance game. |
well as much as I'd LOVE to see a real effective heath care system in place, I'm on the fence on this one. basically, take our legal system for example. I've never really been in and out of a courtroom aside from paying speeding tickets (my car is fast, what can I say?) I guess public defenders are pretty much the bottom feeders of the legal system, no one thinks highly of them, and even though they are there for a good "ideal" cause of equal justice for all, many people just bash on them for being fairly worthless. I would assume if we halfass it into some sort of basic health care system for everyone, it would shoot the need for new basic practice doctors through the roof, and thus we'd wind up with a bunch of half-wit's misdiagnosing people and prescribing the wrong meds to people, I don't know. I just think if something like this goes in to place, it needs to go into place correctly.
this seems to tie a bit into the thread where people were discussing thier faith in police officers to resolve issues and crimes as well, another public tax paid service. pretty rough if you think about the shoddyness many of us have actually encountered with our public services. |
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Again you miss the point that it is the total amount of money out of pocket that I don't see becoming less. You may support it, I'm all for you supporting it. But nothing you say will convince me otherwise to support it myself. I can take care of myself much better than the government can. |
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Until we can manage to control the insurance company profit machine....there will never be affordable healthcare in the U.S.
The question becomes , is it in the best interests of a capitalist country to regulate a large portion of its economy.....probably not. So, we end up with exactly what we have for better or for worse. The best care for those who can afford it, and a far lesser system for those who cannot. |
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Medical malpractice lawsuits are another reason why costs are so high. First there are the unfair judgements and then we have the unintended consequence of defensive medicine and doctors going from high risk areas of medicine to lower risk areas - Obstetricians are very hard to find in some communities and so are midwifes |
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You have seen a breakdown of what those numbers include? because we have a member her who had breast augmentation done albeit reduction but it was medically related if i recall correctly. |
Just because a surgery is done by a cosmetic surgery specialist does not mean it's "cosmetic surgery".
Would you put a person who gets a breast implant after radical mastectomy in the same category as one who implants purely to fill out her bikini? What about reductions to prevent or reduce back problems? Are they the same as pec implants for men? How does a gastric bypass compare to liposuction? The question is more about elective surgeries - and I don't know the answer to how the distinction is made in countries with healthcare coverage. I'd actually like to kno. However, I seriously doubt you can just put your name on the boobjob list and wait in line for a porn career. |
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I think we should try universal dental insurance first to see how it works here. Everyone has teeth, and some people have more problems than others, but healthy teeth for everyone would be a good start. |
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Seriously, did you read what uber points out? Radical masectomy with breast implant or breast reconstructive surgery, is that in there? No one knows for sure. Also you don't know that it doesn't include elective surgery a might big assumption of duh. |
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Health care = doesn't include elective surgeries. http://dpss.lacounty.gov/dpss/health...anual_logo.gif http://www.greenville.k12.sc.us/webs...esNotEqual.jpg http://www.theworldly.org/images/Ima...icSurgery1.jpg I think the amazing part of all of this, though, is that even in your version of the universe, we are paying a lot more (unless you're saying for every $1 we pay on non-cosmetic surgery, we pay $1 on cosmetic surgery, which really starts to make me question if you're just arguing to be stubborn). |
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since you seem to have the common sense knowledge and I don't apparently. let me put it in pictures for you. http://www.myselftogetheragain.org/process.htm Quote:
So elective process? or part of making her psychologically whole again? |
I don't see it as any different than fixing a person's face after a car accident. It's about curing them. But this is so far beside the point we've gone into stupid territory. Cynth, how much is spent on rebuilding breasts after cancer each year? Do you think it's the same amount that's paid total for health care? No? The it's moot. We pay more than the French who get better treatment. That's it.
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and again, I don't know how much "WE" pay for healthcare. I know how much *I* pay for healthcare. I'm comfortable with that amount and find it fair coverage. |
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Since you dodged the implication of my question, I'll be more direct. You're asserting that France and the US actually pay the same, except that we have more cosmetic surgery. That cosmetic surgery makes up for the large different in what we pay according to the WHO. Do you have any evidence to suggest that 5.1% of our GDP and $2,730.00 per capita is taken up by cosmetic surgery? If not, then it is in fact you who has arbitrarily ruled. It would seem, lacking any figures, that you're pulling that assumption from thin air. |
Just for the record, I think most insurance companies and HMOs use the Medicare/Medicaid definition of "medical care" and "cosmetic surgery":
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Cynthetiq, how do you propose we deal with the rising cost of medical care for the insured ...health insurance premiums are rising annually at 2-3 times the cost of living (either you are paying that much more or your employer is or both). And the cost to society of the uninsured....$40+ billion/year, a large portion of which you (or your employer absorb) |
Thank you very much, DC. I was having trouble locating that information.
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I wont send you a bill and take more money out of your pockets.
But I would like to see some reasonable response to the health care crisis (yes, IMO, it is a crisis) from those who are opposed to meaningful health care reform that includes affordable access to all citizens. |
I don't want to put words in anyone's mouth, so correct me if I'm wrong cynth, but I think you're saying that because you're happy with the system, you aren't interested in fixing it.
That sentiment may be quite common. |
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I'm stating that I'm comfortable with the cost versus value I have for my medical health benefits. I don't want it to cost more than it does than it has to rise as all costs do rise over time. Thus my need to continue to earn more to meet the cost of living increases required. I don't give a crap how much it costs in France. You do. You're the one comparing it. I'm not. I'm stating simply I don't give a crap about those poor souls who don't have insurance. Too bad for them. Life sucks, it's shitty if you don't have choices, but that is called L I F E. Quote:
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Everytime someone has told me it will cost me less, I have never seen it cost me less. I have seen me get less services or goods for the same $1. But I have never seen it cost me $.80 when it used to cost me $1. Again, I assert that I can take care of myself and my own family better than any government social program or government can. NGO notwithstanding since they are generally NPO and try to help social systems where none exists. I live in a community of hundreds of NPOs. |
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BTW, if you mean you don't have medical insurance, then you're a burden to those paying waiting to happen. Quote:
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So i guess the main argument against universal health care is "tough shit, life ain't fair" This is a great argument because it can be applied everywhere.
Like, say for instance you don't want to pay for other people's healthcare, regardless of whether of not we will all be bettor off in some, possibly intangible way. All a proponent of universal health care would need to do is say, "Tough shit, life ain't fair." QED, i guess. If you already know that life isn't fair, why are you complaining about how unfair it is for you to have to pay for someone else's healthcare? |
Off topic but please post pictures like that as a link on this board with an attached nsfw.
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http://www.ha.osd.mil/ Quote:
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Maybe you can show me how, in universal healthcare systems currently operating, insurance companies are making money. |
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You may be a bit stubborn at times, but you're not dense. I know you realize this, too. I've been wrong before. It's best to just confront it. |
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will talk about stubborn. $120,000 surgery. No one has that kind of cash sitting about. It doesn't mean one doesn't still pay for it. Hospital billing departments all the time work out payment plans. Otherwise what's the point of saving someone's life it you're just going to eventually put them out on the street. Also, it isn't the extreme cases which you love to banter about as though it's the everyday occurrance to everyone. It isn't. We're talking about the regular day to day as well. Again as I stated in the sicko thread, my lack of paying premiums versus how much healthcare services I used I came out ahead: Sicko thread Quote:
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Was a time in China....when you paid the doctor of the village when you were healthy, and he paid you when you were not. Actually makes a certain amount of sense. What if we all paid for wellness, and prevention...and the doctors/insurance/whatever paid for getting sick?
Or...is that what we are already doing? |
Anti-freedom?
So those of us with government healthcare are slaves yes? Some things to consider is how much you already pay for the military, for the police, for the prisons, and for the roads. All things that you pay for but which everybody uses. The other is.... how long will your health-care cover you for if you got seriously sick and stopped working. |
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Again, all I say is be careful of the conclusions you draw from the data you post. Perhaps, it would be a good idea to read the foot notes as well. {added} Here is some data that describes state level government expenditures on health care. T he link is helpful because it gives more detail in what is included in their numbers and the approach taken. Quote:
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Certainly State governments are generally not providing elective health care treatments like plastic surgery. But people in the private sector certainly spend billions on this form of health care, and they are included in the numbers you reported, as well as some other things you might not expect.. |
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I'd like to see all you freedom lovin' libertarians off the roads. Roads are (generally) built and run by the gummint, and we all know how slippery those slopes down to stalinist work camps are. No, people, railroads are not an option, what with all those gummint subsidies and gosh-durned regulations and red-tape and -- shudder -- uppity workers. Clearly the only Freedom-Lovin' option is for you all to negotiate deals with all Private Property owners on your various routes to work and theMarket entrepots. Remember to stay off the freedom-destroying, gummint mandated sidewalks, too. Enjoy your Freedom-enhancing, Private Property-Respectin' travels! Keep on Truckin'! What people generally refuse to admit is that they pay for Other People's Stuff all the time already. That's capitalism, which can be understood as a system of partial socialisations. Don't like sports on TV? Don't like TV? or TV publicity? Too bad, you pay for all of it already every time you buy a six-pack of Swill. And since the makers of more tasty beverages consider the price of Swill when setting their own prices, the price of Swill does matter even to those who don't buy it. It works much the same way with health care; we pay for others' health care when we buy the products they produce. So burn your Benz, trash your BMW & Toyotas, smash your Honda and Chevy, they all represent molly-coddling & freedom-hatin' & payin' for other people's stuff. We also pay for people NOT to have health care, in the shoddiness of the products they make. Their products are shoddy either because the people actually are sick or afraid of becoming so, or because they return the bare-minimum or, as is often the case, below-minimum investment in their social reproduction with a bare-minimum or below-minimum investment in their work. |
After reading 80 posts of this ubiquitous debate, part one of the needed responses follow:
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In other words, your comparison is very inappropriate, but your personal attack, proclaiming that anyone who disagrees is a selfish complainer is noted. And discarded. Quote:
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Some here would say "yes." I say no. Quote:
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Good article i read
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Needless to say Hillary representing me in NY, and the idea of her representing the US just scares me. |
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BTW, my comparison is just fine. Police only are going to respond to specific law enforcement situations just as universal health care will only cover specific conditions. Just as a police officer won't come to your home if someone eats your sandwich, universal health care wouldn't cover wanting to have your breasts augmented. Quote:
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There are choices that people need to be able to make on their own without compulsory decisions about how much money is going to be in their wallets to pay their bills. I'm all for paying for a majority of my own healthcare. I already do to some degree, cold medicines, aches, pains. Gastric problems are no longer something you need to see the doctor for but can get over the counter acid reflux items. I can easily manage my own asthma meds if the costs were driven down substantially which such as alburterol has. Quote:
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http://www.milbank.org/1998shcer/index.html#total Third, cosmetic surgery isn't really the point. Countries will have a variety of reasons why per capita and % of GDP health care spending may be higher or lower than other nations. Again, all I am saying is to be careful of the conclusions drawn, for example a nation with a higher percentage of senior citizens will have that demographic issue to deal with, a nation like China may have millions of people who will simply die without any modern medical treatment if they get sick, or the biggest factor may be lifestyle. Fourth, when do we get to a point of saying how can the US be spending more as a % of GDP on everything? If I simply looked at headlines, I would think we spend more on health care as a % of GDP, more on defense as a % of GDP, more on education as a % GDP, more on food as a % of GDP, more on oil as a % of GDP, more on prisons, etc, etc, etc, than every other nation on the planet. If we are inefficient at some things, I can accept that, but we can't be more inefficient at everything. So the people who continually bash the US, our systems, our way of life, have a credibility problem. |
I do see what you're saying, and I'll readily admit I don't have access to the raw data of the study, but the discrepancy isn't small. We're not off by 1%, which is a lot considering the US GDP is $13,130,000,000,000. I don't think that one can simply say, "there is a margin of error to explain the difference between health care costs in the US and France", do you? Where the US spends 15.2 % of our GDP, France spends only 10.1%. If we, in the US, were able to shave 5.1% of our GDP worth in medical care, which btw is a massive $669,630,000,000, we, the people of the US, would have that $669b to spend elsewhere. That's a whole Iraq War up to this point, plus $215b.
I've seen nothing to contradict the WHO study, and I've never heard of anyone saying it's wrong. As for the other GDP related studies, I can't speak to them. |
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http://education.yahoo.com/reference...7jmSjuYxm4ecYF The US has a higher birth rate per 1000. The US has a higher immigration rate per 1000 ( by a factor of 5) The US has a lower death rate per 1000, France has a higher average age. The US has more males to females than France. The US population growth rate is 3 times higher than France. 21% of the US population is 14 or less compared to 18% in France. A higher percentage of working people means more people paying taxes to support the French medical insurance system today, what going to happen in the long-term, given a low birth rate, aging population and low immigration? France has a better infant mortality rate but the US has a higher birth rate. (It would be interesting to see what those numbers would be adjusting for immigration) The US has a 50% higher ratio of people with HIV/AIDS. Even with the above data we are just touching the tip of the iceberg and all of these factors may have an impact on per capita health care spending and spending as a % of GDP, yet you and others make judgments without questions or any real analysis. |
I dont give a fuck about comparing GDPs.
The facts are clear that health care costs in the US have been rising at twice or three times the rate of inflation or cost of living for many consumers. And the facts are clear that the health care costs of the growing number of uninsured are partly responsible for higher premiums for the insured. I think health care reform will be the top domestic issue on the mind of many voters in the 08 election and I want to see how the candidates will address the issue. Bitching about Hilary's plan is not a solution. Many of the candidates will be participating in webcasts sponsored by the Federation of American Hospitals and Families USA where each will have an opportunity to explain their position on health care reform in more depth. I'll be tuning on, starting with John Edwards today. http://presidentialforums.health08.org/ |
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I'm of the opinion that a good portion of the uninsured that are causing the spike are illegals. I'd like to start there before addressing the rest of it. |
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Census probably has the best figures on "People With or Without Health Insurance Coverage". Consider the numbers: Of the nearly 47 million without insurance in 2006: 36+ million are native born or naturalized citizens and more than half worked (mostly full-time, but some partt-ime) during the year. To ignore the larger issue is to let the costs to all Americans keep rising at more than twice the rate of inflation or cost of living. |
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but still another competitor can still get into the game and go against all the rest of the price increases. if done right can drive down the costs. |
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Anti-trust suits brought AT&T into smaller more competitive companies, supposedly to bring down the price of telecommunications. Yet still I pay more for my POTS line than ever before. Quote:
I'd also like to see just how these 45M Americans that seem to be those that don't have insurance but have 20" rims on their cars (not necessarily new) with booming stereos. Again, I state that they choose to not spend that money on healthcare but instead on new rims, car stereos, latest cellphones, newest ipods and large screen TVs. |
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As person who's mother has worked in the healthcare industry for 40 years, I've followed it since I could read. She's working in many aspects of the industry and neither of us find any kind of collusion but just costs of current technology and competition driving up the prices. and no not all 45 million. I'm stating that of that 45 million there is a good portion that doesn't bother to spend their money on things that they NEED as opposed to things that they WANT. I'd be happy to agree with everything being said if people were not impoverished and barely even able to feed themselves. Those on WIC/Welfare seem to have healthcare coverage. There's a young lady I work with here, she states she isn't interested in working full time because it puts a damper on her spirit and creativity. Yet she puts in full time hours for many years now, but doesn't get any health care benefits because she is considered part time. Again, she CHOOSES to not have healthcare. |
You know, I've decided to not bother in much national health care debate, but I did happen to click this thread and saw someone mention France as a good example?
This France? http://www.telegraph.co.uk/news/main...24/wfra124.xml Quote:
I now leave you to the usual socialist/realist debate. |
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I don't see any studies being done on those without health care, so it's really difficult to say. We both live in relatively high income areas (SF Bay Area and NYC, two of the highest in the country), so I'm sure we're not exposed to some of the more impoverished people out there who wouldn't be able to afford hundreds of dollars a month for health care. |
Fuck this place.
I'm moving to Canada. |
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There must be a better way to reduce costs other than having the insurance companies dictate/negotiate prices to providers. It seems like there should be a lot of money to be saved by getting the insurance industry out of the loop. |
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If the insurance companies were like they were before when it was 80/20 I think that more people would be shopping around by cost. Or would they not also because they would want to hit that deductible as quickly as possible so that then it's all on the insurance co? |
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If The Govt. Were To Supply The Health Care..........then We Would End Up With Taxes Like Canada & England Over 60% Then Still Have Lousy Medical Service. We Have Charity Hospitals, Medicare & Medicaid, Wic For Unwed Mothers All Govt. Programs. At The Expense Of The Tax Payers.
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You Don't Need To Capitalize Every Word. FYI. Also, where's this "60%" thing coming from?
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"There's no place like home. There's no place like home."
(Clicks heels three times and goes back to Canada) |
I am just curious why this thread is listed as NSFW, did i miss something or would somebody get fired for mentioning their company health plan?
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Post #141.
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I've never understood people (and by people I have to say, specifically some Americans, as they are the only ones I've ever encountered who think this way) who complain about a proposed system of universal, state-sponsored healthcare, whether it be for everyone or just children, as being "me paying for other people's problems." It is a ridiculous attitude that has been spoon-fed to them by medical insurance companies and their government puppets. Two things for you to consider:
1. What exactly do you think medical insurance is? Are you under the impression that your premiums only go towards paying your own medical bills? Do you think that if you pay more in premiums than you claim in coverage that you're going to get a refund? Is it written anywhere in your insurance agreement that if the cost of your healthcare exceeds the amount of your premiums that you will have to pay the difference yourself? The very basis of any kind of insurance is that the group contributions cover the group needs, which is also, by the way, the basis of state-sponsored universal healthcare. 2. Seeing as it seems you are already "paying for other people's problems" through your insurance, wouldn’t you rather pay less for more benefits? State-sponsored universal healthcare is cheaper and more effective than private medical insurance as it is generally not run by people with hefty stock options they need to inflate, with a gaggle of share-holders all clamouring at them and demanding massive profits. Its only goal is to make everyone healthy, not to make a tiny minority obscenely wealthy. |
Well see, socialized medicine means that people will have to wait a minimum of 68 months to see a doctor, and by doctor I mean a drunk veterinarian that falls asleep during the exam.
Once the exam is done, 50% of the time the doctor/vet tells you that you're not worth spending money on since it would be in the best interest of society as a whole if sick people just died. The other 50% of the time the doctor will have no clue what's wrong with you. He isn't a private practitioner after all, and thus knows less. So, if you're lucky enough not to get shot on orders of the doctor, he'll wing it and give you some pills he ordered online from some third world country. Taking these pills there are three possible outcomes: 1: The pills kill you 2: The pills have no effect and your illness kills you 3: You win the lottery and can go to the US to get some proper health care. Right, I forgot to mention that socialized medicine means a 93% tax rate and that you're a commie. |
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I guess its easier and more satisfying for some to demagogue Hillary rather than take the time to read and understand her plan, which builds heavily on (and provides the means to expand) employer-based health care.
Socialized medicine? Hardly. |
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Would you be mad if the government forced you to go to church every Sunday and pay the dues? That's is how I feel about healthcare. I suspect opting out isn't an option, so you can sugar coat it however you want but it's government mandating healthcare payments. Whether it comes directly from citizens or employers is missing the point. |
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