alec

Long story short: I'm going to graduate school in London next year after working for 2 years after completing undergrad. Masters are one year programs in the UK, and tuition will cost me roughly $20k. Living expenses will be about $10k.

Before school and tuition are due in September, I should have around 14 to 18 thousand saved. That means I have about 5 thousand remaining to put me in a comfortable place (I can work part-time while in London). I'm a little intimidated because I've never had to get a loan before (my parents paid for undergrad). However, I have good credit and my parents can be a guarantor.

I'm obviously going to start by filling out a FAFSA, but what else do people suggest for pursuing a loan? Or does anyone have any international scholarship programs to recommend?

Thanks,
Alec

Hektore

an idea you may want to look into:if you have a good relationship with your parents and they have really good credit you may be able to just get a general loan with a lower interest rate than you would be able to get on student loans. You also could tack on some book/food/rent money that way and you may not be able to with a normal student loan. The trade off is you will have to start paying on the loan now instead of later, but in the long run you could save some money.

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snowy

When students are evaluated for student aid, the school typically takes into account the entire cost of attendance for the program--rent, transportation, food, books, tuition, and misc. expenses included. For instance, the cost of attendance at my state university last year was $16,000. About $9,000 of that is tuition and fees.

Fill out a FAFSA. Talk to one of their student aid advisors. I'm not sure if a FAFSA is going to do you any good in an overseas program, but you'll have to find that out from the Department of Education. If you are not able to get financial aid through a subsidized loan, there are other means of borrowing, including private student loans. Most banks offer them, as do most major lenders.

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LazyBoy

Will FAFSA do anything for you, if attending an institution out of the US?

-Will

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jorgelito

No. Just get a loan.

JustJess

Hmmm.... when I studied abroad, I got an unsubsidized Perkins loan. But the program was *through* my US college, so I don't know if that counts.

I'd love to hear more thoughts on private loans from y'all - I'm going to school fulltime in the fall too!

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woohog1

It is my understanding that if you are going to college abroad, and that program is sponsored by a school here in the U.S. then you should still fill out the FASFA. If it in fact turns out not to help, at least you tried. It would be better to fill one out and not need it, that not fill one out and really wish you had. Good luck

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