Changing credit cards within companies.. Can it be done? - Tilted Forum Project Discussion Community

Jimellow · 03-04-2006, 10:37 PM

As an example:

If I have a Citi College Rewards Card and would like to switch to a Citi Dividend American Express Card, can this be done? Both cards are identical, with the exception being that the latter has a lower interest rate and isn't a "college" card.

I pay off my balance in full each month, and the only real desire to switch is for the lowered interest rate, which realistically isn't an issue, as I never carry a balance.

However, I am curious.. If I am able to make this switch, what would the process entail?

VirFighter · 03-26-2006, 02:21 PM

Easiest way to find out is pick up and give them a call. I've done it with American Express and they didn't have a problem with it.

amonkie · 03-27-2006, 04:13 AM

To get the other card, call the company and tell them you want to apply for the ______ card. They will take your application info over the phone, and the results will be mailed to you within 6 weeks.

The_Jazz · 03-27-2006, 06:33 AM

Jimellow - it can be done and has been done. I did it with Citibank myself about 3 weeks ago going from a Visa to a Mastercard and one program to another. Pick up the phone and call.

03-04-2006, 10:37 PM	#1 (permalink)
Jimellow Junkie	Changing credit cards within companies.. Can it be done? As an example: If I have a Citi College Rewards Card and would like to switch to a Citi Dividend American Express Card, can this be done? Both cards are identical, with the exception being that the latter has a lower interest rate and isn't a "college" card. I pay off my balance in full each month, and the only real desire to switch is for the lowered interest rate, which realistically isn't an issue, as I never carry a balance. However, I am curious.. If I am able to make this switch, what would the process entail? __________________ Desperation is no excuse for lowering one's standards.

03-26-2006, 02:21 PM	#2 (permalink)
VirFighter Insane Location: Raleigh, NC / Atlanta, GA	Easiest way to find out is pick up and give them a call. I've done it with American Express and they didn't have a problem with it. __________________ "The South is gonna boogie again" - Disco Stu

03-27-2006, 04:13 AM	#3 (permalink)
amonkie Drifting Administrator Location: Windy City	To get the other card, call the company and tell them you want to apply for the ______ card. They will take your application info over the phone, and the results will be mailed to you within 6 weeks. __________________ Calling from deep in the heart, from where the eyes can't see and the ears can't hear, from where the mountain trails end and only love can go... ~~~ Three Rivers Hare Krishna

03-27-2006, 06:33 AM	#4 (permalink)
The_Jazz Asshole Administrator Location: Chicago	Jimellow - it can be done and has been done. I did it with Citibank myself about 3 weeks ago going from a Visa to a Mastercard and one program to another. Pick up the phone and call. __________________ "They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin "There ought to be limits to freedom." - George W. Bush "We have met the enemy and he is us." - Pogo