Do you have Health Insurance? - Page 2 - Tilted Forum Project Discussion Community

Zeraph · 03-18-2009, 10:06 AM

OP: Nope, and I sure wish I did (I have a lot of medical costs) but I can't get it for a reasonable price.

I hate how our health care system works currently in the US.

Xerxys · 03-18-2009, 03:26 PM

I understand that you hate it now, but given your current situation, what would it take for you to get health insurance? Will they charge you higher premiums like car insurance does if you have a history of accidents? I think they would.

Try to see if you can only get health insurance through an employer. The health insurance from my employer ... sucks. I had to go with a private company and haven't used it yet after 9 months.

Ayashe · 03-19-2009, 02:52 PM

It costs me $62.30 per month to insure myself for medical. After having approximately $80k in medical costs last year, I would say it was well worth the payments. I would consider myself a relatively healthy person, some people would opt to avoid the insurance under my circumstances. I could never have predicted the heart rhythm abnormality I experienced left untreated, I am doubtful that I would have been able to continue working.

Aurakles · 03-20-2009, 03:28 PM

I have Aetna HMO. I pay $350, for me and my son. I'm not exactly sure why I have them, but they were recommended to me about five years ago and I have real complaints yet.

james t kirk · 03-21-2009, 09:07 AM

Universal Health Care baby.

It aint perfect, but it's a damn sight better than what I've read up till now on this forum.

You'd have a very hard time convincing about 90% of Canadians to EVER give up on Universal Health Care.

ring · 03-21-2009, 09:31 AM

Medicare, since 2003.

I remember when our former president wanted, a 10.6 % cut in
Medicare reimbursements, back in July of 2008.

I have witnessed many doctors opting out of this system, in the last three years.

Medical 'costs' keep rising - the amount of government paperwork seems to be
written with the purpose to obfuscate and discourage both medical providers, and their patients.

Tully Mars · 03-21-2009, 10:07 AM

Quote:

Originally Posted by ring

Medical 'costs' keep rising - the amount of government paperwork seems to be
written with the purpose to obfuscate and discourage both medical providers, and their patients.

I agree. My last regular job included navigating through this system for clients. We had week long training sessions on how to do it without getting the paper work kicked out of the "system." How the average person is suppose to understand it is beyond me.

03-19-2009, 02:52 PM	#43 (permalink)
Ayashe Psycho	It costs me $62.30 per month to insure myself for medical. After having approximately $80k in medical costs last year, I would say it was well worth the payments. I would consider myself a relatively healthy person, some people would opt to avoid the insurance under my circumstances. I could never have predicted the heart rhythm abnormality I experienced left untreated, I am doubtful that I would have been able to continue working. __________________ I am only a little spoon in a huge world of soup.

03-20-2009, 03:28 PM	#44 (permalink)
Aurakles Crazy Location: behind open eyes	I have Aetna HMO. I pay $350, for me and my son. I'm not exactly sure why I have them, but they were recommended to me about five years ago and I have real complaints yet. __________________ Our truest life is when we are in our dreams awake.

03-18-2009, 10:06 AM	#41 (permalink)
Zeraph Banned Location: The Cosmos	OP: Nope, and I sure wish I did (I have a lot of medical costs) but I can't get it for a reasonable price. I hate how our health care system works currently in the US.

03-18-2009, 03:26 PM	#42 (permalink)
Xerxys Junkie Location: My head.	I understand that you hate it now, but given your current situation, what would it take for you to get health insurance? Will they charge you higher premiums like car insurance does if you have a history of accidents? I think they would. Try to see if you can only get health insurance through an employer. The health insurance from my employer ... sucks. I had to go with a private company and haven't used it yet after 9 months.

03-21-2009, 09:07 AM	#45 (permalink)
james t kirk Junkie Location: Toronto	Universal Health Care baby. It aint perfect, but it's a damn sight better than what I've read up till now on this forum. You'd have a very hard time convincing about 90% of Canadians to EVER give up on Universal Health Care.

03-21-2009, 09:31 AM	#46 (permalink)
ring ░ Location: ❤	Medicare, since 2003. I remember when our former president wanted, a 10.6 % cut in Medicare reimbursements, back in July of 2008. I have witnessed many doctors opting out of this system, in the last three years. Medical 'costs' keep rising - the amount of government paperwork seems to be written with the purpose to obfuscate and discourage both medical providers, and their patients.