06-27-2003, 10:40 PM | #6 (permalink) |
Tilted
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Because they know that anyone with a problem that might require them to physically come to the bank will probably be working 9-5 five days a week. Thus, by only being open when these people are working, they avoid having the render service to them while still taking their money.
Pretty clever, actually. |
06-27-2003, 11:07 PM | #7 (permalink) | |
Upright
Location: Calgary, Alberta, Canada
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06-28-2003, 05:22 AM | #8 (permalink) |
Darth Papa
Location: Yonder
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At least she asked.
Usually those calls go: "Congratulations, Mr. Bastid, we're sending you the new Spendoolie National Bank Platinum Bastardcard, with a $30,000 credit limit and 0% introductory APR for three months. All I need to do is confirm that you live at...." I usually have to resort to yelling "Woah, woah, woah!" at some point. |
06-28-2003, 06:03 AM | #9 (permalink) |
Upright
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Last time I was actually in the bank, I had more trouble getting them to raise the limit on what I can take out after depositing at an ATM than I did getting a higher credit limit. I had to practically twist her arm to be able to immediately get $600 after depositing a cheque or something, while at the same time had to beat her with a stick to stop her from raising my credit limit to much, much higher levels.
Make sense of that. |
06-28-2003, 10:38 AM | #10 (permalink) | |
Junkie
Location: The Kitchen
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06-28-2003, 11:22 AM | #11 (permalink) |
Cracking the Whip
Location: Sexymama's arms...
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I think I have a combined credit limit on 2 cards of about $26,000.
What keeps me from going nuts is remembering the $500 a month payments, $450 of which was interest. No, I'm not tempted.
__________________
"Of all tyrannies, a tyranny exercised for the good of its victims may be the most oppressive. It may be better to live under robber barons than under omnipotent moral busybodies. The robber baron's cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end, for they do so with the approval of their own conscience." – C. S. Lewis The ONLY sponsors we have are YOU! Please Donate! |
06-30-2003, 05:22 AM | #12 (permalink) | |
Banned
Location: Massachusetts, USA
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They don't call me for such things; they snail mail me instead. I get that crap all the time. I just shred it and toss it in the recycling bin so it won't be a total loss. It never even gets into my apartment. If someone called and told me what you're telling about, I'd say it's okay with me as long as they don't mind me maxing out and defaulting on the account, then challenging their entry into my credit records. |
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06-30-2003, 06:01 AM | #13 (permalink) | |
Tilted
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07-01-2003, 06:34 AM | #15 (permalink) |
Banned
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Banks may have bad business hours but there is always the online option of dealing with them. Of course it may not take as short a time as real time communication but it's better than nothing.
Why can't they say, you owe us nothing, we'll just sweep your debt under the rug and you can start anew |
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