10-18-2006, 10:13 PM | #42 (permalink) | |
Junkie
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Secondly, she or her husband should talk to a "risk insurance" agent about getting insurance with a different company. She will probably need to change. The State Farms, Allstates, and GEICOs of the world don't want to insure "unlucky" drivers, and I don't blame them. Insurance companies evaluate their risk based based on history, since they can't see the future. Your friend's history is (regardless of reason) expensive to the insurance company, whether she really is just unlucky or inattentive, or whatever, they are justified in uprating, cancelling, or not renewing her policy. But fortunately there are companies that specialize in insuring inattentive, careless, and unlucky drivers. Having said all that, even if the cop was "out of jurisdiction" he had a duty to take action when he saw driving that presented such a clear danger to other traffic. Nearly everyone speeds at one time or another, myself included. But driving 94mph in a congested urban area at rush hour is absolutely indefensible. I-90 in Cleveland is not the same as I-90 in South Dakota. By the way, her bad luck may already be changing. I think she had a sudden episode of very good luck not to be charged with willful reckless. Lindy |
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10-18-2006, 11:20 PM | #43 (permalink) |
Lennonite Priest
Location: Mansfield, Ohio USA
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To be honest knowing that stretch of I-90, I feel no sympathy whatsoever, there are a lot of exit/on ramps and doing 90+ in that area not only risks that driver's life but others, innocent people's lives. Driving at a speed like that in a well populated, busy area is the same as being drunk and driving, reaction time is lower, your reflexes cannot handle it, and you are asking for an accident and to kill or harm someone in a very extreme manner. Being a future doctor she should know this, so much for the part of the oath that states "I will do no harm to others". I hope to God I never need her services in an ER.
I truly hope the judge throws everything he can at her and I hope no insuarnce company covers her. You want to come on here and ask for a magic cure..... the cure is drive the fucking speed limit, especially in high traffic areas.
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I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?" |
10-19-2006, 03:03 PM | #44 (permalink) | |
A Storm Is Coming
Location: The Great White North
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If you're wringing your hands you can't roll up your shirt sleeves. Stangers have the best candy. |
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10-20-2006, 05:10 AM | #47 (permalink) |
It's a girly girl!
Location: OH, USA
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it depends on the severity of the speeding and wether it is issued by a traffic light camera or officer.
Again, as for the accidents, I'm tired of saying, it is a freak situation, most were while parked, none were in Any way her or her husbands faults.
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10-20-2006, 05:53 PM | #48 (permalink) | |
Tone.
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And we're tired of saying, it doesn't matter. Most people manage to get through life without having 9 wrecks. The fact that she can't seem to do so is what the insurance company is going to be upset about. They don't care if it's her fault, her husband's fault, the dog's fault, or if god himself came down and threw the other cars at them. The fact that she's already by FAR exceeded the normal number of accidents to have in an entire lifetime of driving, and she isn't even middle aged yet, tells the insurance company that she might not be so hot of a risk. When they then look at the driving record and see what a complete and utter dumbass she is behind the wheel (34 over), they might just decide that she's simply not worth the risk of insuring. |
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12-11-2006, 06:46 PM | #49 (permalink) |
It's a girly girl!
Location: OH, USA
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Well, my friend went to court last week, and to my suprise and joy, the lawyer she got kicked ass (he better for the $600 she dropped on him). She got her 34 over reduced to 4 over, a ticketable offense, but not a point deduction. All told, she spent about $200 in court fees and $75 for the ticket. If anyone ever gets a ticket in the cleveland area, pm me and I'll give you her lawyers name...
I'm still deeply saddened that most of you here took such a negative opinion of my friends insurance company issues, being that she simply had wicked nasty luck in the past year. I'm just relieved that she was able to prevent the loss of her insurance, a death sentence to her family and her career...
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"There's someone out there for everyone - even if you need a pickaxe, a compass, and night goggles to find them." |
12-11-2006, 07:24 PM | #50 (permalink) | |
Kick Ass Kunoichi
Location: Oregon
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Glad to hear your friend made it through okay, though it does sound as if she should probably consider an act of good faith like driver's education.
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If I am not better, at least I am different. --Jean-Jacques Rousseau |
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12-11-2006, 07:41 PM | #51 (permalink) |
It's a girly girl!
Location: OH, USA
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She drives fine, she just drove waaaay too aggresively before this incident. She says she toned it down considerably, I hope for her sake she keeps it up. A grand to save one or two minutes on the road, come on...
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"There's someone out there for everyone - even if you need a pickaxe, a compass, and night goggles to find them." |
12-12-2006, 04:10 AM | #52 (permalink) |
Crazy
Location: The Darkest Parts Of Places Unknown
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OK people, calm down here! The post was asking for advice on wether to get a lawyer or now. not for all of you to pass judgment and condemn her!
In answer to the post, Yes, absolutely get a lawyer. they can do wonderful things for you. Even without a lawyer it is well worth it to contest the ticket yourself. Ive been to court a few times and gotten out of some tickets before. It is amazing how easy it seems to be. The last time I was in court nearly half of the traffic tickets were thrown out on technicalities. improper paperwork, officer not in court whatever. Until you are judged and found guilty by a judge, never give up and never admit to anything.
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ohio, speeding |
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