As other posters said, pay your debt.
<i>Student loan 4.2%
Investing 8%</i>
8% return, yet you owe? I say bullshit! If you have the money to invest, you have eliminated debt first
(that is why you have money to invest).
Common sense? This arbitrary 8% is pulled from some ne'er do well that has never invested in anything more than his ass sitting on the couch studying the worlds problems from a bong and cable tv hasn't a clue!
Where did this magical 8% come from?
Pay your bills on time, and if possible, always pay more than the minimum asked. Then, you have disposable income that you can get that 8% investment income mister Trump talked about above.
Bottom line, pay your bills on time every time, and pay more than the minimum.
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