Pay off student debt or invest
I'm still a sophomore in college, so I have a few years left before I have to deal with this problem, but I've been talking to a bunch of my friends who are going to be graduating in a few months. The question is wheter its better to pay off your student loans as soon as possible and be debt free, or to take advantage of the low fixed interest rates on student loans, and invest the money. The interest rates on the loans are about 3-5% right now, and honestly, I think one would be hard pushed to find an investment that offers a high enough return to stay ahead of the loans.
I'm curious to hear other people's opinions, especially how they feel about remaining purposely in debt and how that might affect you.
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