I'd keep the 9800XT. It'll play games incredibly well for the next two years easily. As of now, the only PCI-E videocards in development are revamps of the current GeForce FX cards and Radeon series cards. The clock speed is boosted, but it's essentially the same card. Performance WILL increase, but the price is going to as well. It would be the same as buying a 9800 Pro instead of an XT...both are great cards, and one is cheaper and offers almost as good performance (the Pro).
I'd keep the XT unless you feel like waiting. There aren't any hardcore release dates for the PCI-E cards yet, so it might be a good while before they come out...and even when they do, they're gonna be mega-bucks.
-Lasereth
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"A Darwinian attacks his theory, seeking to find flaws. An ID believer defends his theory, seeking to conceal flaws." -Roger Ebert
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