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Force 10 · 02-22-2004, 02:01 PM

It's your first card, therefore, you have the most time accumulated with it. Keep it. Don't use it but keep it for your overall score. Since you have the most time on that card, if you've done good by it, it's your best scoring card. Cut that little bastard up but don't close it out. Or, you've proved yourself to the credit company so give them a call and play hard ball. Tell them you want a cheaper APR then the rest of your cards or going to shove it up their ass. Chances are they'll lower it to at least half of 24.

Don't close out the account, leverage it. You may not ever use it again but keep it open for your score.

02-22-2004, 02:01 PM	#3 (permalink)
Force 10 Had to leave this awesome space	It's your first card, therefore, you have the most time accumulated with it. Keep it. Don't use it but keep it for your overall score. Since you have the most time on that card, if you've done good by it, it's your best scoring card. Cut that little bastard up but don't close it out. Or, you've proved yourself to the credit company so give them a call and play hard ball. Tell them you want a cheaper APR then the rest of your cards or going to shove it up their ass. Chances are they'll lower it to at least half of 24. Don't close out the account, leverage it. You may not ever use it again but keep it open for your score. Last edited by Force 10; 02-22-2004 at 02:03 PM..