I always always always pay off my balances at the end of the month. I just sort of live by the rule where if I can't pay for it in full right now, then I don't buy it.
Of course, this is only cause I'm young and don't have much in terms of assets, so I know that will have to change, but I figure I'll still keep paying off credit card bills every month. It just seems surprising sometimes when people my age don't have common sense and think credit cards are magic.
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