Quote:
Originally posted by Hanxter
and in my state it's the law you must wear one but we have a "no helmet needed" law...
but i ask you this, why should you HAVE to wear a seat belt when you don't have to wear a helmet...
insurance companies!!!
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Not sure if this was a real question or not since you alluded to the answer but I believe that it is actually to do with the fact that it's cheaper for insurance to deal with a death, which is more likely if you do not wear a helmet, than it is to deal with the medical bills that may arise from an accident where someone who was wearing a helmet surrvived with major injuries.
Something along those lines anyway. Here in Canada it's law to wear a helmet too.
And as for the original topic... I always wear a seatbelt.