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Theres a benefit to protecting your butt. And your property.
I'm all for the EULA. True, its long, boring, and written in a way that only a lawyer can love. BUT THEY WORK.
Imagine if all the people who own a program, if all their computers exploded. And the company had no EULA. They would be responsible for all damages made. Not only that, but people could intentionally harm their computer, and the company would have to spend even more money to prove that it's product was not the cause of it.
Overall, the EULA is the lowest cost alternative. It is cheaper to print a long series of text than it is for litigation, and payment of damages.
EDIT:
Oops, I didn't read the entire post. Ignore me for now.
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