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A lot is going to depend on the market you're searching in. Oshn's advice is really good, but in some markets my not be totally realistic. In suburban NY the past 1-2 years, many properties sold ABOVE the original asking price and were off the market within days. In cases like that, you have to really know what you want ahead of time and be bold when offering.
If you're lucky, you're looking in a slower paced market, and then you can be more selective and take your time. Look for something below your max ability to spend because there will be many expenses after you buy, that I'm sure you just can't anticipate right now.
Do be certain that you ask exactly what IS and IS NOT included. Patio furnishings, chandeliers, and other things may or mayn ot be staying behind when the current owners leave.
When it comes to your mortgage, don't get discouraged by all the obstacles the bank will throw at you. Yes, you're pre-approved for a certain figure, but that's very different from having a completed loan. There will be many more hoops to jump through before they loan you the money. Especially important, if at all possible, is to put 20% down and avoid the dreaded private mortgage insurance (PMI). PMI is expensive, not tax deductible, and does nothing to build the equity in your home. Try whatever you have to do to not have to pay PMI!
Finally, on closing day, all I can say is bring your checkbook, lube up well, and bend over and grab your ankles. Everybody is going to get a piece of you that day, but then at the end they hand you the keys and it feels good again.
You can PM me with more q's if you have them.
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