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So I get this claim from an owner and the damage is listed as "water damage". Well, there hadn't been a flood in quite some time, so I was naturally curious (read "suspiscious") as to how water damage occurred. I called this guy up to find out that his little brother had left it parked behind the house with the transmission in Park and the E-brake off. Somehow it popped out of gear, rolled down the hill behind the house, across a road, through someone's yard, and down the bank into the Chesapeake Bay. Bloop!
Oddly enough, the car was totalled, but we paid less ont he car than we did on property damage (various flower beds, bushes, and fences it rolled through) and a truly horrific towbill (the city had to bring out a mobile crane to fish it out after four attempts with a variety of tow-trucks, and then another heavy duty towtruck to get the crane unstuck).
Emergency brakes are your friend.
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