I'm going to have to vote that you go for the degree as well. There will always be other jobs if you don't manage to keep this particular one. You're just as likely to get a job you like even more post college as you are to get one you like less.
I noticed you have a very strong "I suck, I can't do it attitude." This is all very much a self-fulfilling prophecy my friend. The first step in being sucessful is knowing that you CAN indeed be sucessful. If you go in with an "I'll never make it" attitude, then it is likely that you won't. Public schools are very different that home-schooling I am sure, but over time you'll adjust. You speak also of learning more hands on, you could do your best to take as many classes with labs and such in college so you get as much of a hands on experience as it possible. They are fairly abundant in college.
Go the distance, in the long run I think you will be glad you did it. I'd say at least shoot for option three, some post HS education is becoming more and more necessary every day in the US, while things may look like you're set right now, you may find that in the all-to-near future it all falls apart.
Quickedit: Oh and I forgot, if you get stuck in math classes, use Tilted Knowledge to your advantage! This is a great community and people will surely be willing to help with the occasional question.
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"Glory is fleeting, but obscurity is forever."
- Napoleon Bonaparte
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