Money is taken from Randerolf in taxes. He lives in a small house, helping his Grandma (I LOVE YOU GRANDMA

).
Money take a trip to Washington.
Money is filtered through bureacracy; from Randerolf taxes, bureacrats are paid, their aids are paid, utilities are paid, office sulpies are bought.
Washington deems that my Grandma needs help and a bureaucrat cut her a check from the left over of my taxes.
Grandma gets check in mail from a sterile intitution called Washington.
-or-
Grandma asks for some money.
Money is given by Randy to Grandma with none of it eroded away in the tranaction.
Grandma gives Randy a hug.
Central planning doesn't work. This is simplified, but this is an example of how so much money is lost, never to reach the people who need it, due to bureacracy and regulations.
John Stossel had a good series on how regulations hurt charities.