The key is to tell your friends and family if they wish to give you money, please, give cash or check. Problem solved.
Lots of people feel like cash is a "low effort" gift, but somehow a gift card doesn't have that stigma.
Tell your family to stop taking the cop-out, and just give you a green piece of US treasury paper, and card that says "merry christmas, buy something!"
On my olive garden gift card, a xmas gift, they held 13 cents.
13 cents. Yeah, I added it to the cash tip I left just to get rid of it.
I wonder how much money the stores rip people for on remainders of gift cards that never get used.
I KNOW a lot of people ending up with $3.12 on a gift card forget to EVER use it. How much do those remainders add up for services or products the company does not have to provide?
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I can sum up the clash of religion in one sentence:
"My Invisible Friend is better than your Invisible Friend."
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