BoCo-
Seriously, if you want to stop an attack from a large animal or human immediately don't even think about a .32. You need a more powerful caliber. I like the used glock idea and contrary to some reports on this board you can get one for under or around $400. I would not advise paying $500 for a glock clone (Springfield XD) when you can get the real thing for that price. As far as frame size goes glock makes all calibers in 3 sizes, full size, compact, and sub-compact. Depending on the size of your hand I would recommend either compact or sub-compact for your needs. As far as caliber goes I would recommend atleast 9mm. But probably something more powerful if you can deal with the recoil. Honestly, the best thing for you to do would be to go to a local gun range and try out makes and calibers. The most important thing is to find a gun that you feel comfortable with. Good luck and remember, a gun is better than no gun 
-Dostoevsky
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Pride is the recognition of the fact that you are your own highest value and, like all of man’s values, it has to be earned.
It is not advisable, James, to venture unsolicited opinions. You should spare yourself the embarrassing discovery of their exact value to your listener.
Ayn Rand, Atlas Shrugged
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