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I don't own "plastic" at this point in my life, but I do make monthly insurance payments on my car.
I have been told that this somehow helps with my credit rating, but I am wondering if this is indeed true?
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"Yes, I rather like this God fellow. He's very theatrical, you know, a pestilence here, a plague there. Omnipotence. Gotta get me some of that." -Stewie
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