Quote:
Originally posted by yournamehere
I hear ya - it's been 10 for me now - to no avail.
It's that pesky "savings" concept that I have yet to master.
It's amazing how - even though my income has tripled in the last 10 years - my spending is keeping it a very close race.
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oh my spending hasn't kept up with my income. I've found a comfortable level and it's holding at that point. I don't see upscaling worthwhile.
savings...
70-20-10 rule.
70% to living expenses including groceries
20% discretionary spending for events like going out to dinner
10% savings guaranteed
and if you can't do the percentages do the simple math. $5 a week, at the end of the year it's more than just $5.
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