Quote:
Originally posted by Bamrak
Contrary to popular belief you DON'T need credit to buy a house (just no bad credit, a stable job, and stable rental history), and you don't really need anything that would make you have a need for debt.
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But if you can build stronger credit with help from a credit card you'll be able to get a lower interest rate on the mortgage. And that is very significant on a 30-year loan!