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Why get a credit card anyway? the 9-18% interest just isn't worth it. You're paying people to borrow money that you probably should not be spending in the first place. My first credit card was used to buy a computer when I was 16, and it cost $2,700. By the time I paid it off, I had paid nearly $5,500 for it.
If you feel you have to have a card. Save up $1,000 and get a new checking account with a check card, use that account as your credit card, but pay yourself the 9-18% interest.
Contrary to popular belief you DON'T need credit to buy a house (just no bad credit, a stable job, and stable rental history), and you don't really need anything that would make you have a need for debt.
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