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You can always get a card by placing funds in a savings account on deposit. Then your credit limit is your deposit.
NEVER use a debit card on line. If there is any kind of problem, your checking account suffers with cash being pulled out. No cash is involved on a credit card until you pay the bill. If there is a problem, you dispute it in writing and pay on everything else until the dispute is resolved.
And a final note.... "pre-approved" means nothing until you send in your completed application. A credit check is then done. They can't pre-approve you completely because they don't have full access to your credit report without your approval to check your credit.
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If you're wringing your hands you can't roll up your shirt sleeves.
Stangers have the best candy.
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