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The same thing happened to me - except I almost had to cut the ring from her finger (but that's another story).
I put the ring in a safe deposit box, knowing that a diamond ring is never going to depreciate in value.
Three years later, when I met my future wife - I went to a jewelry store, and just told them I wanted to upgrade.
Better stone; better band - and, since the original was already paid off - it only cost me $800.
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If you want to avoid 95% of internet spelling errors:
"If your ridiculous pants are too loose, you're definitely going to lose them. Tell your two loser friends over there that they're going to lose theirs, too."
It won't hurt your fashion sense, either.
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