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i try to follow the 70-20-10 rule
70% to day to day expenses
20% to going out to dinner and other "niceties"
10% to savings...
that's my rule.. but the reality is that the wife puts away a good amount of monies into various accounts for various things. In just a few years we've created a substantial nest egg.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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