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Originally posted by Shokan
Would that affect my credit rating at all?
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It could. Creditors might see it as a high risk action. The way they think is, this guy is overdrafting and paying it back on time. What if he gets into a jam and can't overpay the overdraft? In their eyes that's risky. Creditors don't like risk. Do yourself a favor and go get a credit report and credit score. You'll be able to see in detail every incident that has lowered your credit score.