I'd decide to beat the system.
Here's what I'd say to the other guy when I was trying to convince him that we should split it: "OK, so we have three options. We split it, we lose it, or one of us takes all of it. I've seen this show too many times to think that I have a chance of getting money, so here's what I'm going to do. I'm going foe. You can choose foe, and we both wasted our time being on the show. Since I've already decided, theres no chance you can get away with all of the money. The other way to do it is that you can choose friend, and I'll mail you a check for half of what we won."
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