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you'll have to pay it off. take all the time that they give you because you can "write off" a percentage of the interest up to a certain amount based on your total income for the year. Contact an accountant for details, and i'm not referring to HR BLOCK but real accountants and have them do your taxes. It may seem like a waste to spend money to get a refund, but I'll tell you what, my refunds outpace what I spend on the accountant vs. me doing the return myself.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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