Cynthetiq

first save money....

then invest money.

the costs of trading stocks, paying broker fees will eat up your profits at such low amounts. WITH THE EXCEPTION of NO LOAD mutual funds, but you may have read about the scandal of mutual funds in the past couple of weeks and may be concerned about them.

That's the only place that you could at least save some money.

DO NOT BUY INTO AN ANNUITY... because then you cannot get your money out until the end of the term which is when you are close to 65.

Quite honestly save your money, either in the bank or in a tin can, but save it. Read about investing. Investing for Dummies is a good start, so is Mutual Funds for Dummies.

A stockbroker vs. a monkey, vs. person throwing darts, all average about the same over time.

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