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Nothing is an accident. It is called a collision. Fault can always be found. Didn't see the deer at night? You were outdriving your headlights. Slid in some ice and crashed? You should know the weather conditions. Brakes failed and you ran over a pedestrian? Your car should be in good mechanical condition. Hit a car in a parking lot? You should know the size of your car. People always think that an accident is simply an accident. It is not. You or someone else is at fault, and you take that risk and responsibility when you turn the ignition in your car.
Fortunately for me, my wife is even more protective of our cars that I am. We also park in parking lots defensively to avoid all of the assholes that are out there, and we have yelled at sloppy people before.
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