Depending on how much the amount was for, I would have to decide from there.
If it was a large amount, in the tens of millions, I would definitley take the annuities, as you would eventually get a lot more out of it. I would first buy a home, and fill it with furniture. I would put at least $200,000 away for my wedding, whenever that comes.
I would take a private vacation- just me and Ryan- around Europe. I would take a huge family/friend vacation on a cruise around the Caribbean.
I would put a large part of it away for retirement, because I do want to keep working, but stop when I am 40.
I would then buy all the essentials- nice car, some clothes, some land with farm animals.
I would also put some away for future children's college fund.
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You don't know from fun.
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