If you're looking to play "Live" without all the angry 14 year olds practicing the cuss words they learned at school today you need to check out some of the "mature" XBL sites and join up. I belong to a group called MXGamers (Mature Xbox Gamers) and have had a great time. I think our youngest member is 15 but most of us are in our 20's, 30's and 40's. This works great for getting some fun people to play with and add to your friends list. I don't even play live unless it's someone from my group. We have quite a few guys that have T1 connections and they host quite a bit so lags usually not a problem. If you want to check us out go to
www.mxgamers.com I've also seen at least 8 other groups doing the same thing we're doing.