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I'd probably take the lump sum and, after paying off my house and other debts and buying a house for my mother, I'd establish a charitable endowment of which I would be the administrator and president. I'd give myself a small salary, slightly more than I'm making now (wouldn't need much after having paid off the house!) and use the money for "entrepreneurial charity" - investing in research on social issues that leads to concrete progress in solving problems. I think I'd focus on homelessness and hunger prevention.
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"If ten million people believe a foolish thing, it is still a foolish thing."
- Anatole France
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