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I would take the installments and use them as a supplemental income to live very VERY comfortably without going insane over how fast I'm spending it. I'm quite happy with my material possessions, and it seems that with more money you only get more bills. I'd try to find new and intersting ways to spend an extra 500k a year. I like Halx's answer. Very comfy.
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Lord, have mercy on my wicked soul
I wouldn't mistreat you baby, for my weight in gold.
-Son House, Death Letter Blues
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